A Fairway partnership
Fairway Pension Transfers Ltd
Fairway NZ Ltd

Insurance

Here at Fairway we represent many of the main stream Insurance Companies.

Within these companies are many product varieties covering numerous areas of financial protection to provide support in the event of an unexpected event occurring.

Fairway NZ Ltd can provide insurance cover for a range of situations, from personal to business and income and life protection. Our insurance services include:

Personal Insurance

Fairway can provide cover for Life Insurance, Critical Illness & Trauma Cover. We can also provide Health Insurance, Total Disablement Cover. Along with Income Protection, Mortgage Protection and advice.

Business Insurance

Our business insurance cover includes Business Shareholder Protection and Owner Debt Protection.
Also Business Continuity Cover (Income Protection) - Life, Critical Illness & Total Permanent Disablement.

Rural Insurance

Rural (Farmer Protection) and Estate & Sibling Protection.

Finding the right cover for you:

Life
Cover

  • Eligible ages 10 – 70 (70+ individual consideration).
  • Lump sum payable upon death or upon the diagnosis of a terminal illness.

Critical Illness Cover
(Trauma Cover)

  • Pays a lump sum upon the diagnoses of a defined range of medical conditions - can be structured on a severity basis and pay a percentage dependant on severity e.g. Heart Attack, Stroke, Cancer, Moto Neuron etc.

Total Permanent
Disablement (T.P.D.)

  • Pays out a lump sum if you suffer an event which leaves you totally and permanently disabled.  E.g. loss of a limb, loss of sight / hearing.

Mortgage &
Income Cover

  • Can be based on either 110% of your monthly mortgage repayments or 40% of your gross annual income - Agreed value, tax paid, financially guaranteed at claim time, not ACC offset.

Income
Protection

  • Can be based on 75% or 55% of your gross annual income.
  • 75% - Indemnity cover, not tax paid, financially accessed at claim time, ACC offset.
  • 55% - Agreed value, tax paid, financially guaranteed at claim time, ACC offset.

Family
Protection

  • A monthly lump sum paid to a deceased persons partner / estate or beneficiaries for a specified period of time / or specified age - e.g. $2,500 monthly for 15 years = $450,000 min / max time 5 – 30 years from claim.

Health Cover

  • Covers the costs of medical / hospital surgical care and can have the added benefit of ‘Specialist and Diagnostic Testing’ to assist with timely medical treatments.
  • Can also attach cover for GP visits, Dental and Optical Care, depending on the company selected to provide the protection plan.

Ready to apply?
We’re here to help. Tel (06) 345 6184

BOOK AN appointment with an adviser NOW

Due to the nature of being a brokerage firm, we are able to access quotes from many providers and then recommend the risk plan which both fits your requirements and budget.

Our industry is bound by specific regulations and rules which can often appear arduous and lengthy, however the only time any cover is worth its value is at claim time.  Consequently there is no short quick way to implement cover, only the correct way to ensure you get what you are paying for and expect should you have to make a claim.

All companies provide similar cover and products however there are variations to eligible ages, cover amounts and payment timeframes which we inform you of during the recommendation phase of an application.
‍

Contact us anytime, we’re here to help. Tel (06) 345 6184

BOOK AN appointment with an adviser NOW
A Fairway partnership

Fairway Pension Transfers Ltd & Fairway NZ Ltd

41 Ingestre Street, PO Box 149, Wanganui 4541
Phone: 06-345 6184

A copy of our disclosure statement is available on request. Please contact us for your free copy.